Top Cashback Offers & Referral Links

Scroll down for links to all offers!  ↓

Please note: As with all investments, your capital is at risk. T&Cs apply for all offers.

Stocks and ETFs Trading Platform Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Offer Link
Offer
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Offer here
£25 Investment Bonus
Read Full Platform Review Here
InvestEngine: Free ETF investing. The “Do-it-yourself” accounts offer fractional ETFs, which you add to your portfolio on a percentage basis. Simple, free investing! Keep scrolling down to see “Managed-for-you” version (offer is the same)
£100 within 30 days of sign up
Hold a minimum of £100 + your bonus in your InvestEngine account for at least 12 months
Offer here
Free stock worth up to $150!
Stake: Unlimited commission-free trading in the US stock market. Fund your account within 24 hours of opening to get the free share.
£50
None
Offer here
Free stock worth up to £200!
Video link
Freetrade: A fantastic Zero-Fee app-based shares investment platform – new customers opening an account with our unique partner link will get a free stock! £££
Top up an ISA or basic account with £2 – and fill in the W-8BEN form in the app!
None
Offer here
Free stock worth up to £100!
Video link
Trading 212: A Zero-Fee app based shares investment platform that we love! Join the waiting list to create a Trading 212 Invest account using this link and get a free stock! £££
Simply open and fund an account and buy one share. Minimum deposit £1
None
Offer here
£500 in trading commissions: use code FIN100-FA if asked.
Fineco: Trade with zero commissions up to a commission amount of £500, for the first 3 months after opening an account with this link. Current version of the offer valid until 29th July 2022 but may be extended.
None
None

* Denotes platforms that MoneyUnshackled have used personally

Stock Picking Research, News & Analysis (Referral Links)

Scroll right on mobiles for more info ->

Service
Offer Link
Offer
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Extra Details
Discount here
25% discount on the first year of any annual plan (for example the UK plan would cost just £198.75 – usually £265)
Stockopedia is a comprehensive stock rating & portfolio analysis service that helps improve the odds of success for individual investors. Use it alongside your investment platform to analyse stocks with confidence before you buy them.
Sign up to any plan. 14 days initial free trial, and a 30 day money back guarantee.
Discount here
Free 14 day trial & $40 off annual subscription
Seeking Alpha is the world’s largest investing community with 20 million users. Articles and research covers a broad range of stocks, asset classes, exchange-traded funds (ETFs), and investment strategies. Free 14 day trial. Cancel anytime before the free trial ends to avoid being charged. $40 off annual subscription. Pay $199 +VAT (down from $239 +VAT).
Discount here
1 month’s Premium Access for free (normal price £8)
Genuine Impact’s user-friendly research tool app provides long-term insights for investors, including analysis of stocks and ETFs.

Robo Investing Stock Market Platform Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Reward Link
Reward
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Offer here
£25 Investment Bonus
Read Full Platform Review Here
InvestEngine: With their “Managed for you” accounts, they build and manage investment portfolios (including ISAs) for fees of just 0.25% a year! Also see “Do-it-yourself” version above (offer is the same)
£100 within 30 days of sign up
Hold a minimum of £100 + your bonus in your InvestEngine account for at least 12 months
Offer here
Management fee reduced to 0% for 6 months
Read Full Platform Review Here
Nutmeg: A “Robo Investor” stock market platform – just answer Nutmeg’s investor questionnaire and they will design a portfolio for you based on your needs
£500 (ISA/General/Pension accounts) or £100 (LISA/JISA accounts)
None
Offer here
6 months fees free on the first £5000 invested with Moneyfarm
Moneyfarm: Globally diversified, actively managed portfolios to meet your goals. Moneyfarm will design, monitor, adjust and rebalance your portfolio, so it’s the right fit for you and makes the most of opportunities as they arise.
£500
None
Offer here
£25
Wealthify: Choose how cautious or adventurous you want to be, and let the platform put your money to work!
Deposit and hold at least £250 in your account (market downturns won’t break this term, only withdrawals)
3 months

Investing Spreadsheet Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Service
Offer Link
Offer
Have We Used Ourselves?*
Strategy
About
AboutAboutAbout
AboutAboutAbout
Extra Details
Offer here
40% discount
Video guide
Spread Betting Futures Spreadsheet: This spread betting futures Excel model aims to take the complexities out of investing in spread betting futures. It’s specifically designed to help you invest in the Money Unshackled Spread Betting portfolio.
More details on the Etsy page via the offer link.

Pension Provider Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Service
Offer Link
Offer
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Extra Details
Offer here
£25
Penfold: Award winning pension. Penfold will pay in £20 to your pension and £5 tax relief will also be applied, when you contribute at least £25. Code MUNSHACKLED must be entered into “referred by” field at the last step of the sign up process. £40k giveaway to one lucky customer, ends 23:59 on 11/04/22 – see T&Cs at the link.
Use code MUNSHACKLED

Matched Betting Services Offers (Referral Links)

Scroll right on mobiles for more info ->

Platform
Reward Link
Reward
Have We Used Ourselves?*
TrustPilot Reviews
About
AboutAboutAbout
AboutAboutAbout
Offer here
50% off the first month of Premium
Check out customer reviews
OddsMonkey: One of the best Matched Betting sites, which we’ve used personally to make £500+ a month income. Normal cost £24.99 monthly – cancel anytime.
Offer here
Make up to £63 with Free Trial
Check out customer reviews
OddsMonkey: One of the best Matched Betting sites, which we’ve used personally to make £500+ a month income. Normal cost £24.99 monthly – cancel anytime.
Offer here
Annual Platinum Membership for just £180
Check out customer reviews
Profit Accumulator: Another of the best Matched Betting sites, which we’ve again used personally to make £500+ a month income. Normal cost £29.99 monthly or £199 annually – cancel anytime (Discounted to £180 with this offer).
Offer here
Make up to £40 with Free Trial
Check out customer reviews
Profit Accumulator: Another of the best Matched Betting sites, which we’ve again used personally to make £500+ a month income. Normal cost £29.99 monthly or £199 annually – cancel anytime.

Money Management, Budgeting & Investing Apps (Referral Links)

Scroll right on mobiles for more info ->

Platform
Reward Link
Reward
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Cashback here
4 months free access to pro/plus membership
Plum builds a complete picture of your finances to save you money, help you budget and set money aside, even when you’re not thinking about it. New customers opening an account with our link will get 4 months free access to pro/plus membership.

Bitcoin and Crypto Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Cashback here
$10 of Bitcoin
Coinbase: One of the top Bitcoin and cryptocurrency exchanges in the world. Buy $100 of any currency and get $10 added to your account, when you open an account using this link. UK site uses £ equivalents!
$100
None
Cashback here
$10 of Bitcoin: use referral code 3e8f4a8b
BlockFi: Earn interest on your crypto! Simply transfer at least $100 of crypto into your BlockFi wallet and you’ll get $10 of Bitcoin paid on the 2nd Friday of the month. Works well in conjuction with the Coinbase offer above (start with Coinbase offer, then transfer coins to BlockFi).
$100
None

Gold & Silver Bullion Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
Trustpilot Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Free silver and free cash when you fund an account. Usually 1/8 oz (4g) of silver bullion, $1 (US Dollar), €1 (Euro) and £1 (British Pound).
Check out customer reviews
BullionVault: Buy and sell gold and silver bullion – they store it for you. Over 95,000 active customers, from over 175 countries, holding approximately £2.7 billion in stored bullion.
None
None

Peer to Peer Lending (P2P) - Property Projects Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Cashback here
£50
Video review
Loanpad: 4% returns from partnering with established property lenders and spreading your money evenly every day across a portfolio of secured property loans. Check out their excellent rating on Trustpilot!
£5,000
1 year
Cashback here
£50
Video review coming soon!
easyMoney: From the owners of easyJet and the easy brand, this P2P platform’s loans are backed by UK property. Scroll halfway down the landing page to find the referral code registration box!
£1,000
1 year
Cashback here
1% of first investment amount
CapitalRise: A crowd investing site specialising in Investment Property Developments in London and the Home Counties, advertising 8.5% returns.
£1,000
None

Peer to Peer Lending (P2P) - Business and Individual Loans Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Offer temporarily unavailable
£50
Video review
Assetz Capital: Their 90 Day account advertises 5.75% annual returns! One of the most trusted and established P2P platforms, with an ‘excellent’ rating on Trustpilot from over 900 users.
£1,000
1 year
Cashback here
£50
Ablrate: Asset-backed business loans from a diverse range of projects including aircraft, construction, and water. Returns advertised of up to 15%! Remember, higher rewards come with higher risk.
£1,000
None
Offer temporarily unavailable
£50 Amazon voucher
Video review
Funding Circle: A highly rated Peer To Peer Lending platform advertising returns of 4.5 – 6.5%
£2,000
1 year
Offer temporarily unavailable
£50
Video review
Lending Crowd: A target return of 6% by lending to businesses in either a Growth or Income account. Choose your own bid rate, or buy investments instantly.
£2,000
1 year
Cashback here
£75
ArchOver: A Peer-to-Peer Lending (P2P) platform that advertises returns of up to 11%! Don’t forget this means the risk is therefore higher than the featured platforms above which offer around 5-6%.
£5,000
None, but invest within 90 days of opening

Alternative Investing Platform Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Cashback here
£10
Tickr: A fresh and user friendly investing platform specialising in ethical funds. Download the app, enter the code, and hold your investment at least 90 days. They’ll also plant a tree!
£20
90 days

Home Insurance Bonuses (Referral Links)

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
TrustPilot Reviews
About
AboutAboutAbout
AboutAboutAbout
Cashback here
£25 M&S or Amazon voucher when you buy a home insurance from Policy Expert
Check out customer reviews
Policy Expert is a low cost home insurance provider, which we use ourselves.

Expired Offers

Scroll right on mobiles for more info ->

Platform
Cashback Link
Cashback
Have We Used Ourselves?*
Review
About
AboutAboutAbout
AboutAboutAbout
Minimum Investment for Offer
Minimum Investment Period for Offer
Offer expired
£100
RateSetter: Set your own rate of return with this innovative Peer to Peer Lending platform. The UK’s most popular Peer to Peer platform, offering the highest bonus of £100!
£1,000
1 year
Offer expired
£50
Zopa: Launched in 2005, this P2P platform survived the recession. Another great P2P platform with a nice cashback offer
£2,000
None
Offer expired
£50
Lending Works: A very flexible and highly rated P2P Lender. Advertising interest rates of up to 4.5% with insurance backed protection.
£1,000
None
Offer expired
2.5%
Kuflink: a very popular P2P platform that advertises returns of up to 7.2%! You get 2.5% cashback on your initial investment when you invest £1,000 or more using our link – e.g. £25 on £1,000, or £50 on £2,000, etc!
£1,000
1 year

Some of the links on this page may be referral links, meaning that we may receive a small commission at no extra cost to you.

Start Investing With A Boost

We have pulled together some fantastic offers from investment providers that give you cash back, save you fees, or otherwise give you a leg up on the ladder to Financial Freedom. Check out the links above!

Getting started is often the hardest part of investing. We think all of the platforms mentioned are great for entry level investors, and the experienced alike.

What's On Offer?

Peer To Peer Lending is a cash-flow focused asset, providing regular income, while robo stock market platforms like Nutmeg will tailor your investment needs around your circumstances using robo-investing algorithms. Zero-Trading-Fee Stocks and ETFs platforms like Freetrade and Stake are a good place to learn the basics, or even build a World portfolio, without having to worry about fees!

Get a head start with your platform of choice by receiving a helpful bonus via our sign up links - many give us a small commission, which helps our site to grow.

Be sure to read the platform terms and conditions when you sign up.

I Just Switched! Best Stocks & Shares ISA For ETFs For 2022-23

The new ISA tax started on the 6th April, which means it’s decision time: Do you continue making deposits into
Read More

1.3 Million Noobs! What New Investors Need To Know

Recently I received an email from Freetrade declaring they have had 1.3 million people sign up to their platform. Meanwhile,
Read More

High Interest: 7 Best Ways To Stash Your Cash Savings

Since 2008 the interest you earned on your cash savings had become a joke, getting to the point where you
Read More

Has Dave Ramsey Lost The Plot On House Deposits?

House prices continue to soar ever higher. The average property price rose by 10.9% over the year, meaning the average
Read More