Home Finances - Debt, Savings, Credit Cards

Managing Your Money Effectively

The most common reason why people have no disposable cash is poor management of their home finances - credit cards, loans, savings and expenses. At MU we care most about generating extra passive income, but in order to start investing, first you need to nail down your financial fundamentals.

ARTICLES - Home finances

High Interest: 7 Best Ways To Stash Your Cash Savings

Since 2008 the interest you earned on your cash savings had become a joke, getting to the point where you
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Has Dave Ramsey Lost The Plot On House Deposits?

House prices continue to soar ever higher. The average property price rose by 10.9% over the year, meaning the average
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Starling Bank Current Account Review – The Best UK Bank?

In this post we’re reviewing the Starling Bank Personal Current account. I’ve been using Starling for several months now and
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10X Your Money: 10X Your Life!

I want to kick off this post by telling you a short story. I must have been around 11 years
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Exposed: Completely Pointless Money Tips, Tricks, Hacks, Products & Habits

There’s a lot of financial content out there on the internet, TV, in newspapers and in magazines. Some of this
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The Truth – Why You Can’t Afford To Buy A Home

It seems that every government policy to help first‑time buyers get onto the housing ladder has in fact pushed up
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10 Pain-Free Ways To Shield Against The Rising Cost Of Living

2022 has been dubbed the ‘year of the squeeze’. Households will reportedly be almost £3,000 out of pocket, with a
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Our Take: Energy Bills To Rise By 54% / Base Rate To Hit 1.5% / Calls To Punish Success

Hello and welcome to Money Unshackled News. The headlines: Energy bills to skyrocket by 54% or £693 in April for
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If You Could Only Watch 1 Video…

We’ve been producing videos on YouTube for about 4 years now and uploaded nearly 450 videos. Over that time, we’ve
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The FASTEST Way To Pay Off Debt

Normally we prefer to focus on ways to get rich but before you can begin doing this you need to
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You Need To Know This About Money BEFORE You Turn 30

Among the countless stereotypes about young people is the belief that they manage money poorly. How to manage money well
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Big Bold Money Moves To Make In 2022 To Explode Your Wealth

Today’s post is about taking massive action to significantly change the course of your life. We’ve covered the need for
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Why Is Getting Rich So Difficult?!

Almost everyone wants to make more money and get rich, but it never happens for most people. In this post
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Does Being Fat Make You Poorer?

Every study into the connection between wealth and health looks at it from the angle of how wealth impacts health
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Is Gen Z Being Cheated? Do THIS Or Be Left Behind

Much has been made of the financial gap between the young and the old. From house prices, to rents, to
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5 Personal Finance Misconceptions Costing You A Fortune

Hey guys, in this post we’re going to be looking at some of the really common personal finance misconceptions that
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The 7 Biggest Money Lies We Tell Ourselves

When it comes to your finances have you ever told yourself a little white lie to justify spending, going into
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9 Things Idiots Do With Money. Don’t Do This.

We’re looking at 9 things idiots do with money. By avoiding these blunders, you will be more financially comfortable, in
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Big NI Tax Rise Rant: How Much Poorer Will You Be?

The UK government is out of money. They’ve borrowed to the hilt to pay for irresponsible spending over the past
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What Net Worth Do You Need To Be In The Top 10% In The UK

Hey guys – I don’t know about you, but when I’m adding up my finances each month, I like to
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Runaway Inflation – Will The ‘New Normal’ Ravage Your Portfolio

Since 2008, major central banks have pumped over $25 trillion into the global economy, with over $9 trillion in response
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How To Release Equity From Your Home To Get £50k+ In Cash

Imagine transferring £50k of extra cash into your bank account, without having to work to get it. Think what you
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Saving A House Deposit Or Building Your Investment Portfolio: Which Comes First?

Getting onto the housing ladder is becoming increasingly difficult. In fact, latest figures show only 50% of all 35-44 year
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Best Money Decisions We Ever Made!

In a recent post we looked at our biggest money regrets and we thought rather than just dwell on the
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How To Retire With A £1 Million Pension At Age 50

In previous articles we’ve looked at retiring really young, and there were two themes that were evident: 1) You had
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Don’t Do This… Our 5 Biggest Money Regrets

“It’s good to learn from your mistakes. It’s better to learn from other people’s mistakes.” – Warren Buffett. In today’s
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10 Tips For Supercharged Matched Betting Profits (How We Made £500+ A Month)

Do you want to make easy money, sitting on your backside, with a beer in one hand and a pizza
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Should You Just Live In A Caravan? | Extreme Financial Freedom Now?

When you’re several years or even decades away from your financial freedom goals, your mind turns to crazy ideas to
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Are Middle-Earners Getting Screwed By The Taxman? | New Data Reveals All

What goes through your mind when you look at your payslip, and you see big slices of your money taken
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10 Outdated Money Rules That Just Aren’t True

In todays’ post, we’re looking at 10 outdated money rules that just aren’t true anymore or in some cases never
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UK Retirees At Risk Of Running Pension Pots Dry

We spend a lot of time looking at ways to become financially free and retire early should we wish. We
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How To Get £1000 Cash Fast – 10 Ideas

So you need an extra £1,000, and you need it quickly. How can you do that? In this article we’re
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Are You Spending Too Much? What The Average Household Spends In The UK

Do you ever think you might be spending too much? We usually cover ways to boost your income and make
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The Early Retirement Danger Zone | Hack The 4% Rule & Hold Onto Your Money Forever

Followers of the FIRE lifestyle will have heard of the 4% safe withdrawal rate and will be aiming to build
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Getting to 200 Grand – What I’d Change About My £200k Portfolio

When you reach an investment milestone like £200k, it’s good to reflect on your achievements so far, but more important
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Want To Retire Early? Pick Your FIRE Strategy (FAT/LEAN/COAST/BARISTA)

The Financial Independence and Retire Early movement is not very old but it has gained a lot of traction in
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What Percent Of Your Income Should You Invest For Financial Freedom? | Planning For FIRE

What percentage of your income are you saving or investing each month? If you’re like most Brits, it won’t be
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Why Every Takeaway Costs You £1000 | The Huge Retirement Cost Of Spending Decisions Now

Today we want to get you thinking about the opportunity cost of your outgoings. The difference between a rich person
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Checklist For Financial Freedom!

“Let me tell you something. There’s no nobility in poverty. I’ve been a poor man, and I’ve been a rich
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ISA Year End Coming! Will You Join The 3%?

The tax year in the UK doesn’t run from January to December like a normal year. Instead, for arcane reasons,
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